When people find out I’m a financial planner, they: (a) ask a lot of fiscal questions; and (b) make a lot of money confessions. One admission I hear a lot? “I’m constantly stressed about money!” Maybe you can relate? (Especially in the current economic climate.) If so, let me give you two reminders and five …

What To Do With My Money Stress Read More »

This is for the person who feels financially “gloomy.” Keep reading only if: (a) you’re convinced the economy will be bad for a while; and (b) because of that belief, you’ve put a halt to investing and all other financial moves. I understand why you feel cautious. I get wanting to be safe and watch …

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At exit 332, the Millers and Jacksons find themselves in a “culinary crisis.” They have multiple dining options, but they can’t agree on where to eat. Margie Miller is feeling adventurous—she’d really like a cauliflower taco and a fish taco from a food truck with stellar Google Reviews.  Her best friend Amanda thinks the truck …

What Food Trucks and Retirement Income Plan Have in Common Read More »

Most people I know have taken at least one of these famous “personality tests”: It could be that you’re a “high D” or an INTJ or an Enneagram 3. Whatever the case, these assorted assessments (and all the others like them) are a fascinating reminder of just how differently we’re wired. And it’s not just …

What’s Your Retirement Income ‘Personality’? Read More »

An exasperated client told me,“My wife keeps saying we need to get our wills updated. I tell her, “Why? We already have wills, which is more than most folks can say. We’ve covered all the big stuff! Why fuss over the details?” There’s a lot to like about the mindset that says, “Don’t sweat the …

When Small Stuff Becomes a Big Deal Read More »

Should you be part of a large investment group and guarantee a large loan for a business deal? It depends on a number of factors: Remember, when farmer Brown comes into the barnyard with a hatchet in his hand, not all the chickens are at risk…just the fat ones. Consider the case of Mark Brunell. …

Before You Invest in that Sweet Deal … Read More »