In my column last week I introduced the idea that the wealthy know a “secret” the rest of us don’t. It’s the idea that success—financial or otherwise—doesn’t come because of a single grand action. Rather, it’s the result of a thousand small steps and smart habits. Perhaps you remember the nineties business book Built to …
“When you’re going through hell, keep going.” Winston Churchill’s advice still applies. If you find yourself having “blown it” once again financially, now is definitely not the time to stop. Now is the time to get back up, dust yourself off and redouble your efforts. Chrystal and Tony are typical of people I’ve talked to …
Perseverance Beats Perfection When Rehabbing Habits Read More »
“Where can I find a job in an economy like this?” He was young and thought of himself as more ambitious than most. He wasn’t going to be happy climbing up some corporate ladder. “Where’s the best place for a go-getter like me to get the best opportunity?” I tried to break it to him …
As the class of 2020 Zooms across the stage to collect their virtual diplomas, may I offer some advice as you set off to find your pathway to success? Fail. Often. I didn’t say “be a failure.” Nor did I ask you to enjoy the experience of failing. But if you want to find the …
“Moore, if your brains was dynamite, you couldn’t make a humming bird sneeze!” They don’t make ‘em like Coach Shaw anymore. He “drafted” me for his high school basketball team off my ninth-grade playground. The only thing I had going for me was being over six feet tall and attending a small high school blessed …
“That’s never going to happen.” She held a binder in her hands with papers, charts, and projections outlining the process of how she and her husband might gradually replace the income they each earned through working with income that comes from their accumulated assets. Otherwise known as a retirement plan. “Now hold on a minute,” …
Question: What is financial wellness? I am a human resources professional and financial wellness is a hot topic among my peers. The idea is that if we provide financial wellness training for our employees, they can be more stable and productive for their employers. That sounds good, but I’m not even sure how to define …
Question: My wife and I are setting some goals with respect to our retirement and we have a question. Should we be pessimistic or optimistic about how things will go, both now and in retirement? I’ve run different scenarios and things can really turn out wildly different, depending on what assumptions you use. Answer: One …
Goal Setting: Aim at What You Require, Desire, and Aspire Read More »
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